Lottery Betting Rules

Schedule 3 - Lottery Betting Rules (Lottery Betting Games).

These Rules for Draw-Based Games apply when You play any Lottery Betting Game. Each Lottery Betting Game also has its own Game Specific Rules that apply to that Lottery Betting Game.

 

The Lottery Operator’s Rules apply in addition to these Rules.

Contents
  1. 1 Placing a Bet
  2. 2 Draws and Winning Numbers
  3. 3 Winnings
  4. 4 Claiming a Prize
  5. 5 Game Closures etc.
  6. 6 Defective Bets
  7. 7 Syndicates

Back to Contents 1 Placing a Bet

1.1. You may not place a Bet if You are: (a) a person located in the United States of America or in a jurisdiction prohibited by the Jersey Gambling Commission; or (b) a person not over the age at which it becomes lawful for You to gamble in the jurisdiction where You are resident).

1.2. A Selection will not be entered into a Draw after the time defined by Islands Lotto or after the Underlying Lottery closes prior to the results being drawn.

1.3 Your Bet will be valid only if it is recorded on Islands Lotto’s Computer System and Islands Lotto’s Computer System has received confirmation from the Insurer or any intermediary between Island Lotto and Insurer that the Bet You placed through the Site has been accepted.  This is shown in Your account that the Bet has been confirmed.

1.4 When you place a Bet you acknowledge that Islands Lotto is not connected or affiliated to the Underlying Lottery Operator or the Underlying Lottery that you bet on and we are not buying a ticket for these lotteries on your behalf.

Back to Contents 2 Draws and Winning Numbers

2.1. The Underlying Lottery Operator will decide the time, frequency, date and method of the Draws for each Game.  The time and date of when each Draw will take place will be published on the Site.

2.2. Each Draw will:

2.3. If a Draw is interrupted because of equipment failure or for any other reason, the Draw will be completed in line with the applicable Draw Procedures for that Game. If a Draw cannot take place on the date or at the time fixed, it will take place as soon as reasonably possible after that date according to the Draw Procedures for that Game.

2.4. If any Draw is declared invalid, a subsequent Draw will take place in line with the applicable Draw Procedures to determine the Winning Numbers.  If a Draw is declared invalid, any Bet for such Draw will be valid for the subsequent Draw.

2.5. The numbers drawn mentioned in Paragraph 2.2.2 above will be the Winning Numbers for that Draw.

2.6. Islands Lotto will only pay out on a claim for a Prize based on the official results of the relevant Draw recorded in line with Paragraph 2.5 above and electronically recorded and confirmed in Islands Lotto’s Computer System. Islands Lotto will not pay out on a claim for a Prize based on results recorded anywhere else, including for example in newspapers, any online source, or on the Site.

2.7. Islands Lotto will not be required to make any payment against any incorrectly announced number(s) at the Draw, and the Underlying Lottery Operator as described in Paragraph 2.2.2 above will confirm the correct number(s).

Back to Contents 3 Winnings

3.1 Islands Lotto calculates the Winnings for each Bet. The calculation is different per Underlying Lottery and Prize Category, the following table explains how each Prize category can be achieved and which calculation method applies for it.

Lottery Game Underlying Lottery Underlying Lottery
EuroMillions EuroMillions Loterías y Apuestas del Estado (draw taking place in Paris)
Type A Prize Categories Type B Prize Categories Type C Prize Categories
Tier 1 (5 balls +2 stars correct)
Tier 2 (5 balls +1 star correct)
Tier 3 (5 balls +0 star correct)
Tier 4 (4 balls +2 stars correct)
Tier 5 (4 balls +1 star correct)
Tier 6 (3 balls +2 stars correct)
Tier 7 (4 balls +0 star correct)
Tier 8 (2 balls +2 stars correct)
Tier 9 (3 balls +1 star correct)
Tier 10 (3 balls +0 star correct)
Tier 11 (1 ball +2 stars correct)
Tier 12 (2 balls +1 star correct)
Tier 13 (2 balls +0 star correct)
Megamillions Megamillions MUSL
Type A Prize Categories Type B Prize Categories Type C Prize Categories
Tier 1 (5 balls + 1 Mega Ball)
Tier 2 (5 balls)
Tier 3 (4 balls +1 Mega Ball)
Tier 4 (4 balls) 
Tier 5 ( 3 balls + Mega ball)
Tier 6 (3 balls)
Tier 7 (2 balls + Mega ball)
Tier 8 (1 ball + Mega ball)
Tier 9 ( Mega ball) 
US Powerball  US Powerball  MUSL
Type A Prize Categories Type B Prize Categories Type C Prize Categories
Tier 1 (5 balls + 1 Powerball)
Tier 2 (5 balls) 
Tier 3 (4 balls +1 1 Powerball)
Tier 4 (4 balls) 
Tier 5 ( 3 balls + 1 Powerball)
Tier 6 (3 balls)
Tier 7 (2 balls + 1 Powerball)
Tier 8 (1 ball + 1 Powerball)
Tier 9 (1 Powerball) 
UK Lotto UK National Lottery Camelot
Type A Prize Categories Type B Prize Categories Type C Prize Categories
Tier 1 (6 balls)
Tier 2 (5 balls + bonus ball
  Tier 3 (5 balls)
Tier 4 (4 balls)
Tier 5 (3 balls)
Tier 6 (2 balls)
Irish Lotto Irish National Lottery Premier Lotteries Ireland
Type A Prize Categories Type B Prize Categories Type C Prize Categories
Tier 1 (6 balls)
Tier 2 (5 balls + bonus ball
  Tier 3 (5 balls)
Tier 4 (4 balls + bonus ball)
Tier 5 (4 balls)
Tier 6 (3 balls + bonus ball)
Tier 7 (3 balls)
Tier 8 (2 balls + bonus ball)

 

Winnings in a Type A Prize Category

3.2 The Winnings payable in respect of each Winning Bet in a Type A Prize Category (as defined in table 3.1), will depend on the number of the Underlying Lottery Winning Tickets in the applicable Prize Tier, the number of Islands Lotto Betting Network Winning Bets in that Prize Tier, the Prize payable by the Underlying Lottery Operator for any Underlying Lottery Winning Tickets in that Prize Tier, as well as the Underlying Lottery Jackpot in that Prize Tier.

3.3 The Winnings for the applicable Prize Tier are calculated on the basis of a percentage of the amount of aggregate stakes published by the Underlying Lottery Operator as well as the distribution to that Prize Tier, or, on the basis of the jackpot published on the website of the Underlying Lottery Operator for that Prize Tier of the relevant draw of the Underlying Lottery. Winnings in Type A Prize Categories will be paid directly to you by our betting partner.

Only one Islands Lotto Betting Network Winning Bet in a Type A Prize Category 

3.4 If there is only one Islands Lotto Betting Network Winning Bet in the applicable Prize Tier, the Winnings payable in respect of the Winning Partner Bet are calculated as follows:

Winnings = (Underlying Lottery Jackpot in the applicable Prize Tier / (Number of Underlying Lottery Jackpot Winning Tickets in that Prize Tier + 1)) minus any fees incurred from 3.8,3.9,3.10.

Example 1: There is only one Islands Lotto Betting Network Winning Bet in the Prize Tier 1 and no Underlying Lottery Winning Ticket has been announced by the Underlying Lottery Operator in Tier 1 in respect of an Underlying Lottery Jackpot in Tier 1 of 90,000,000.00 EUR. The Winnings payable in respect of that single Islands Lotto Winning Bet amount to 90,000,000.00 EUR minus any fees incurred from 3.8,3.9,3.10.

Example 2: There is only one Islands Lotto Betting Network Winning Bet in Tier 1 and two Underlying Lottery Jackpot Winning Tickets have been announced by the Underlying Lottery Operator in Tier 1 in respect of an Underlying Lottery Jackpot in Tier 1 of 90,000,000.00 EUR. The Winnings payable in respect of that single Islands Lotto Winning Bet amount to 30,000,000.00 EUR minus any fees incurred from 3.8,3.9,3.10.

More than one Island Lotto Betting Network Winning Bet

3.5 If there is more than one Islands Lotto Betting Network Winning Bet in the applicable Prize Tier, the Winnings payable in respect of the Islands Lotto Winning Bets in the applicable Prize Tier are calculated based on a “Share Model”, consisting of three steps. 

Example 3: There are two Islands Lotto Betting Network Winning Bets in Tier 1 and one Underlying Lottery Jackpot Winning Ticket has been announced by the Underlying Lottery Operator in Tier 1 in respect of an Underlying Lottery Jackpot in Tier 1 of 90,000,000.00 EUR. There are three pay out shares, with a size of 30,000,000.00 EUR each. The Winnings payable in respect of each Islands Lotto Winning Bet in the Tier 1 amounts to 30,000,000.00 EUR minus any fees incurred from 3.8,3.9,3.10.

Winnings in Type B and Type C Prize Category

3.6 The Winnings to be paid out in respect of each Winning Bet in a Type B or Type C Prize Category (as defined in table 3.1), shall be the amount of the Prize announced by the Underlying Lottery Operator in respect of an Underlying Lottery Winning Ticket in the respective Prize Tier minus any fees incurred from 3.8,3.9,3.10. Winnings in Type B Prize Categories will be paid directly to you by our betting partner.

3.7 If the Underlying Lottery Operator has not announced a Prize in the respective Prize Tier for the relevant draw of the Underlying Lottery, the Winnings payable in respect of each Winning Bet in that Tier will be calculated on the basis of the aggregate amounts paid in for the relevant draw of the Underlying Lottery announced by the Underlying Lottery Operator and its allocation to the winning Prize Tier minus any fees incurred from 3.8,3.9,3.10. Winnings in Type B Prize Categories will be paid directly to you by our betting partner.

Deductions applied to Winnings 

3.8 Winnings in Type A and Type B Prize Categories will be paid directly to you by our betting partner minus an administration fee of 1.25%. This reduction will be applied to the final Winning amount computed by Islands Lotto, as described above and with consideration to any additional deductions for other lotteries as described within the terms and conditions.

3.9  As is common with MUSL Mega Millions and Powerball, Islands Lotto will pay out the Winnings in Tier 1 over 30 years (the “Annuity Option”). If Island Lotto chooses the Annuity Option, the first payment will be made as soon as possible after the draw, with the next 29 payments at one year interval. The level of payments is calculated such that the payments rise by the percentage set by MUSL from year to year until the full sum has been paid out. If Islands Lotto chooses the option to pay out Winnings in one lump sum (the “Cash Option”), the winnings after withholdings are discounted, as it is done in MUSL Mega Millions and Powerball. The discounted rate is 40%. i.e. the lump sum is 60% of the Annuity Option value. It is in Islands Lotto absolute discretion to choose the payout plan.

3.10 Islands Lotto retains 25% withholdings of prizes in the highest three prize categories in Mega Millions and Powerball because it is intended to put the Player in similar economic position as if they had played the underlying lottery.

3.11 For US lotteries the current maximum Jackpot is bound by our insurance policy, this value varies depending on the foreign exchange rate, however, assuming a rate of 0.82 USD to GBP the jackpot will be capped to $250 million. This insurance cap is currently under negotiation in order to increase it to enable us to offer higher jackpot amounts.

3.12 For Euro Millions the current maximum Jackpot is bound by our insurance policy, this value varies depending on the foreign exchange rate, however, assuming a rate of 0.884 EURO to GBP the jackpot will be capped to approximately €105 million. This insurance cap is currently under negotiation in order to increase it to enable us to offer higher jackpot amounts.

Back to Contents 4 Claiming a Prize

4.1 Printed Play tickets/screenshot Play tickets cannot be used as evidence of  a Bet or of the numbers selected for a Game, or used otherwise to claim a Prize, nor can a purchase confirmation made available to You (or sent to You) by Islands Lotto be used under any circumstances as evidence that You are entitled to claim a Prize.

4.2 Small Prizes will be automatically credited to Your Account and available to play or withdraw in accordance with the Terms. Large Prizes will be allocated to Your Account but will not be available to play or withdraw until the Prize has been validated and the amount has been paid out by the Insurer or any intermediary between Islands Lotto and the Insurer.

4.3 Islands Lotto will not be liable to pay out on a claim for a Prize, or in any other way, should the Insurer or any intermediary between Islands Lotto and the Insurer not pay out on a claim for a Prize.

Back to Contents 5 Game Closures etc.

5.1 Islands Lotto has the right to announce the closing date and time for a Lottery Betting Game at any time. No Entries for that Lottery Betting Game will be sold after the closing date and time.  The closing date and time for the Lottery Betting Game will be accessible on the Site.

5.2 Islands Lotto has the right (at its absolute discretion) to suspend or withdraw any Lottery Betting Game.

5.3 Subject to Paragraph 2.4 above, if You have placed a Bet for a Draw which is withdrawn, Islands Lotto will credit Your Account with the amount paid to place the Bet in the Draw which was withdrawn.

Back to Contents 6 Defective Bets

6.1. Where instructed by the Jersey Gambling Commission Islands Lotto will, or Islands Lotto may (in its absolute discretion), declare that a Lottery Betting Game or Bet is defective. In these circumstances, all relevant Bets and all relevant Prizes won will be void and Islands Lotto will reimburse to Your Account the Funds used to pay for the defective Bet.

6.2. You do not have the right to cancel a Bet and, subject to Paragraphs 4.3 and 5.1 above, no reimbursement of Funds used to purchase any Bet will be given in any circumstances.

Back to Contents 7 Syndicates

7.1 Islands Lotto provides support for online syndicates and these rules apply.

7.2 Islands Lotto does not create syndicates on behalf of Players. Joining a syndicate is the responsibility of the Player and Islands Lotto takes no responsibility for the management of a syndicate(s). All management is undertaken by the person who created the syndicate (the “Syndicate Owner”).

7.3 Playing in a syndicate:

7.4 Islands Lotto takes no responsibility for any disputes between Players in relation to a syndicate.

7.5 Islands Lotto takes no responsibility for the opening or closing of a syndicate. This is the sole responsibility of the Syndicate Owner.